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Inadequate outside air and improper building pressurization can result in significant performance problems for a building. Proper design reduces both the engineer’s and owner’s liability and should not be ignored.
A pollution exclusion clause made owners essentially self-insured against IAQ related claims in post 1986 policies.
More recently, mold claims are costing insurance companies millions. As a result, all commercial and residential policies contain a mold exclusion. Owners are self-insured against damages resulting from mold growth.
Florida hurricanes of 2004 are causing numerous headaches for insurance companies and home/building owners. Insurance companies are trying to get out of paying claims for damaged spaces if there is mold found regardless of how the home was damaged. |
