Inadequate outside air and improper building pressurization can result in significant building performance problems and liability exposure. Proper design ensures proper operation and reduces both the engineer’s and the owner’s liability. It should not be ignored.
- Contaminant buildup from inadequate outside air (improper dilution)
- Contaminant buildup from unfiltered infiltration (improper pressurization)
- Mold and fungal growth from excessive moisture in the building envelope (improper pressurization)
- Structure damage from mold and mildew (improper pressurization)
A pollution exclusion clause added in post-1986 insurance policies essentially leaves owners self-insured and liable for IAQ related claims.
Mold claims have already cost insurance companies millions. As a result, all commercial and residential policies contain a mold exclusion clause. Owners are left self-insured and exposed to litigation and damages resulting from mold growth.
Recent hurricanes and other weather-related events are also causing numerous headaches for insurance companies and home/building owners. Insurance companies are rejecting claims for damaged spaces if there is mold found regardless of how the building was damaged. |
